Advanced Payment
Credit Manager is truly committed to your success. In accordance with applicable credit repair laws and regulations, we do not charge in advance for credit repair services. Payment for credit repair services is only required after those services have been completed.
Customers have 3 days from the date of signing the agreement to cancel without any cost or obligation. After this period, customers may still cancel at any time without a cancellation fee or penalty and are only responsible for payment for services that have already been completed. Complete details regarding our services, process, and terms are provided in the information statement and service agreement available on this website.
Credit Repair Organizations Act
Credit Manager adheres to all applicable laws and regulations related to credit repair organizations under the CROA. This Act, Title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of “credit repair” services. The Act bars companies offering credit repair services from demanding advance payment, requires that credit repair contracts be in writing, and gives consumers certain contract cancellation rights. For complete details, CLICK HERE to visit the CROA laws and provisions.
Telemarketing Sales Rule
Credit Manager adheres to all applicable laws and regulations related to credit repair organizations under the TSR. The Telemarketing Sales Rule, which requires telemarketers to make specific disclosures of material information; prohibits misrepresentations; sets limits on the times telemarketers may call consumers; prohibits calls to a consumer who has asked not to be called again; and sets payment restrictions for the sale of certain goods and services. For complete details, CLICK HERE to visit the TSR laws and provisions.